Gothia Debt Collecting Agents


Registry of Debt Collectors



What To Do If You Get A Nasty Letter or Phone Call From:

Gothia Debt Collecting Agents



For full details of this debt collecting company and how to make use of this opportunity to better your situation, go to the home page of this website by clicking here, where all of this information is located. Thank you.










Gothia Debt Collecting Agents is a debt purchasing and debt collecting company listed in the website of





Name: Gothia Debt Collecting Agents

Gothia Debt Collecting Agents and the Truth About Your Debt

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You must ensure you know whether or not the debt collecting agency bought the debt themselves as a means of making a profit (as a debt purchasing company) or whether they are doing debt recovery work on behalf of a client such as a loan company (in which case they would pocket a percentage of recovered funds). If they send you a letter of assignment, as legally required if the account has been sold wholesale, then you will know the debt collector owns the debt and therefore will attempt to get as much out of you as he is able. When dealing with Gothia debt collecting agents remember every penny they get is profit as they purchased the debt outright for next to nothing. So they will try to get you any way they possibly can.

Always insist on dealing with these debt collecting firms by letter. Do not give them your telephone number unless you want more trouble. The trouble is during the first call they make, when your defences are down, they'll say that they are the bank or credit card company and make you more obliged to comply with what they say. It is best for them if you are unclear about who is doing what, so they like to create as much confusion as possible: here is where Gothia debt collecting agents will have the most devastating effect. Because when they get hold of this information they will use it to pester you and even to harass you. The law is there to stop this happening but most people just don't know which laws to use and it is very clear the DCAs will use this to their own advantage. Bodies such as the CCCS and the CAB are fantastic although sometimes they can be overstretched and sometimes their advice does not give you the whole picture.

So ask Gothia Debt Collecting Agents for a copy of the original contract when you took out your loan or credit card.

To find out if you qualify for an IVA or can benefit from a debt management programme, try the IVA Test. It's free to apply, and again you are protected by the consumer laws regarding debt management at all stages. Click here to go to the application form.




More Data On Gothia Debt Collecting Agents


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