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What To Do If You Get A Nasty Letter or Phone Call From:

Gothia Debt Collectors

Flight Delay Compensation Claims


Gothia is a debt purchasing company or debt collecting company and is listed in the website of the DBSG (The Debt Buyers and Sellers Group) and/or mentioned in consumer finance forms. They have a legitimate function as debt collectors, but there is some indication that some such companies (not necessarily Gothia Debt Collectors), and especially the debt purchasing element, go a bit too far sometimes and can make people's lives a misery when those same people are at their most vulnerable. We do not suggest that they are acting outside the law, but getting that letter or phone call is not exactly helpful to you right now.

So the first thing you must do if Gothia is bothering you is not to panic or despair. That's just what they want! They'd love you to call their number and speak to their specially trained sales team for 'advice'. But once you do that you'll be suggestible to whatever they tell you, instead of getting independent advice. While we always say that you should keep an open dialogue with debt collectors, we would recommend that you do so in writing only. This will prevent them 'railroading' you into any action which is not in your best interests, as they so love talking people into doing things on the spur of the moment. Of course, they are only doing their job, but that's hardly a consolation for you in the present situation.

There are several courses that are open to you, and some will suit your own situation better than others.

A sensible option, we would suggest, is a debt management plan or even an IVA - which is designed to actually write off a large chunk of your unsecured debt. But you would need to take advice on this and look at your income and expenditure in detail. This option won't suit everyone. There's more on this below.

For an alternative type of loan you could apply for a 'logbook loan' which many people find a very handy option. It is actually a loan secured on your car, except you get to keep the car and keep the cash as well! That's why some people find it such a good idea, as it unlocks the equity in your vehicle without taking away your means of transport (there's no need to sell the car). To apply for a logbook loan click here.

Yet another option is a no credit-check guarantor loan. This is especially useful because your own credit rating is not looked at; you must find someone else willing to act as a guarantor for you such as a friend or family member. This is an ideal solution if you're at the stage where your credit profile has been downgraded by recent events, etc. So click the following link for Unsecured Loans that don't need you to be credit checked.

If you wanted to try a debt management plan, then we provide a whole-of-market service, with a number of debt management experts on our panel. So whatever your circumstances, your application will find the plan for you, meaning the optimum outcome for your situation. It also means there are no minimum requirements for debt levels or income.

So apply for a debt management plan using the form below.









DPC Registry.



Name: Gothia
Also Known As: Gothia Ltd, Gothia Limited, Red Castle Recoveries, Gothia Debt Collectors Ltd, Gothia Worthing.
Address: Ridgeworth House, Liverpool Gardens, Worthing BN11 1RS
Fax: 0844 2480301

Website: is the UK website.
Extra Data:
See below


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Gothia and the Truth About Your Debt

Gothia Ltd is a debt purchasing agent which has purchased the delinquent account from the original creditor, usually a bank (or in some cases another debt purchasing company) for pennies on the pound and is trying to get the full sum of the original debt from you.

Gothia Limited will use all sorts of methods to get you to set up a direct debit or standing order in order to profit from people's ignorance of the law. You may already have had bad dealings with them on the phone. They may call you on the phone at odd times and do so several times a day. They may write official-looking nastily worded letters threatening to 'send the boys round' to collect the full amount or take you to court if you cannot pay. Their other tricks may include attempting to make a charging order on your property or in some way bring about your homelessness or destitution.

So ask Gothia for a copy of the original contract when you took out your loan or credit card.

To find out if you qualify for an IVA or can benefit from a debt management programme, try the IVA Test. It's free to apply, and again you are protected by the consumer laws regarding debt management at all stages. Click here to go to the application form.




More Data On Gothia


This odd sounding debt collector (with a very dodgy looking domain name as their website) is a classic example of foreign capital setting up here and taking advantage of the laxity of UK debt laws which would not be tolerated in mainland Europe (or wherever in the world these goths come from).

If you have any information that you would like honest people to know about Gothia then send us an email in complete confidence and we will try to corroborate it with the clowns involved.

Please be aware that figures entered into the Gothia Debt Collectors webform above need to be accurate by law, and to give the best service to you. It is extremely important that you budget for all necessary expenditure including rent or mortgage, council tax and utility bills, etc., and any other necessary outgoings related to the upkeep of your household and in relation to any specific circumstances which may apply to you or your household. This website only collects data on behalf of debt management professionals, from which it will receive affiliate remuneration for data collection only and does not itself engage in any debt management services. Other debt management options are available and may be more suitable. People entering into an IVA or debt management will have this entered on their credit profile and this may affect their ability to get credit in the short term or even in the long term in some cases. It is free to apply from this website; you will be given advice by debt management professionals and a 'cooling off' period, by law, to decide whether or not the debt management plan is suitable for you, and you should be aware that a fee will be chargeable upon a successful arrangement, as with any commercial transaction. Failure to meet the repayments on an IVA or any debt management programme may result in serious consequences, including, but not limited to, bankruptcy. Bankruptcies, CCJs and similar defaults will be entered into a public register and will remain there for a statutory period of not less than six (6) years.



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Take a look at the Insolvency Service's leaflet called 'In Debt', downloadable here.


Registry of Debt Collectors


This Gothia website is part of DPC Registry website group. All rights reserved. Complaints Against Gothia debt collectors.